Let the bank know in advance if you want access to your own money

Fearing a rise in the number of bank robberies, as well as because of cash-related costs, banks require of their clients to let them know at least one day in advance if they wish to withdraw a significant amount of cash, even from 3,000 euros upwards. This also applies when withdrawing a deposit on the day it matures.
Big banks, whose cash management system works well, require prior notification only when it comes to amounts above 10,000 euros or the RON equivalent. In some cases, when large amounts are involved, banks can go as far as to require that a written application be submitted two days in advance, with clients being forced to go to the branch twice to collect their own money.
If they go to a big branch, clients can receive the money on the day of their choice and without giving advance warning, but they are required to pay a commission of up to 1% of the amount withdrawn. The cases where clients have to let the bank know beforehand are, however, not very frequent, considering the average deposit held by an individual does not exceed 6,000 RON, according to data from the Banking Deposits Guarantee Fund for 2009. Read an in-depth analysis on the subject in tomorrow's issue.