Bankers seek to get more money by charging amounts transferred into accounts

Banks can now levy a fee of as much as 20 RON on the amounts transferred to the customers' account through a payment order. The fee is hard to justify and has been introduced by bankers as an alternative source of revenue at a time when loan sales are very poor.

Also, customers pay a fee of up to 7 RON for cash deposits in one's own account made through a bank officer, with the justification being that it is used to cover the network's operating costs.
Customers pay fees for amounts transferred into their accounts through payment orders, even though the operation was previously taxed when the payment order was issued. Legally, banks can charge such fees only if they are specified in the contract signed by the customer.
Constantin Cerbulescu, chairman of the Authority for Consumer Protection, says, however, that the institution he runs analysed cases in which customers were charged for transfers into their accounts, even if those fees were not included in the contract, with the banks being penalised as a result.
Fees on amounts transferred into an account through payment orders range between 1 and 22.5 RON depending on the value of the transaction, and are most often charged if payment was ordered by the customer of another bank.