The First Home scheme might undergo significant changes nextyear when the guarantee provided by the state could go down and themaximum amount that clients borrow could be raised, banking sourcessay, which means banks will take some of the risks taken by thestate in full so far.
Bankers and Finance Ministry are currently discussing theexpansion of client eligibility and even the destination of themoney, to the end of increasing financing on a market that is notshowing signs of a rebound. Banks are willing to take risks tooffset the collapse of demand for loans, given that the statecontinues to keep a significant safety net in place.
The value of the state guarantees for First Home loans amounted to1.24 billion euros at the beginning of last month, with the numberof beneficiaries reaching about 30,000 people.
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