BCR, the biggest bank on the market, will strongly re-tap intothe consumer lending and credit card markets only as it sees thereis demand, since it is not interested in participating in theshaping up of an unhealthy market, states Oana Petrescu, retailexecutive vice-president.
"We do not want to create artificial demand as it would behighly risky. When we see more confidence among clients, more jobsecurity, we'll be ready to come up with our products".
Last year, BCR retail counted on selling guaranteed mortgagesthrough the First Home scheme, which does not involve any risk forthe bank, reaching a portfolio of over half a billion euros.
As regards credit cards, she believes Romanians still havetrouble managing these products.
BCR believes saving will still be the most important for clientsin the following period and this is why it wants to be the leadingbank on this segment and has an adequate price policy.
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