Fondurile de pensii private, randament mediu de 7% in primele sase luni
Ziarul Financiar
14.07.2009
In primele sase luni ale anului, fondurile de pensii au obtinut un randament mediu ponderat de 7%, echivalent cu performanta investitionala de 14%, potrivit calculelor Aociatiei pentru Pensiile Administrate Privat din Romania (APAPR). Raportul APAPR indica faptul ca fondurile de pensii private obligatorii (Pilonul II) au obtinut un randament investitional de 7,04%, in timp ce fondurile de pensii private facultative (Pilonul III) au avut un randament investitional de 6,94%.
Investitiile facute de fondurile de pensii au fost facute in proportie de peste 90% pe instrumente cu venit fix si risc redus, expunerea pe actiuni si alte instrumente volatile fiind foarte redusa in primul semestru al anului.
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Situatia de pe piata de pensii private obligatorii (Pilonul II) la finele lunii iunie 2009
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Loc
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Administrator (fond)
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Numar total aderenti
|
Cota de piata (%)
|
Participanti cu contributii
|
Conturi ramase goale*
|
Conturi goale in total aderenti (%)
|
|
1
|
ING (ING)
|
1586081
|
33.2%
|
1475617
|
110464
|
7.0%
|
|
2
|
ALLIANZ-TIRIAC (Viitorul tau)
|
1219498
|
25.5%
|
1114790
|
104708
|
8.6%
|
|
3
|
GENERALI (Aripi)
|
451723
|
9.5%
|
404998
|
46725
|
10.3%
|
|
4
|
AVIVA (Pensia viva)
|
349129
|
7.3%
|
307913
|
41216
|
11.8%
|
|
5
|
EUREKO (Eureko)
|
326916
|
6.8%
|
290837
|
36079
|
11.0%
|
|
6
|
AIG (AIG)
|
296504
|
6.2%
|
275900
|
20604
|
6.9%
|
|
7
|
BCR (BCR)
|
159246
|
3.3%
|
145895
|
13351
|
8.4%
|
|
8
|
AEGON (Vital)
|
149836
|
3.1%
|
130820
|
19016
|
12.7%
|
|
9
|
BRD (BRD)
|
112912
|
2.4%
|
103830
|
9082
|
8.0%
|
|
10
|
OMNIASIG (Omniforte)
|
70305
|
1.5%
|
62615
|
7690
|
10.9%
|
|
11
|
OTP (OTP)
|
22937
|
0.5%
|
20471
|
2466
|
10.8%
|
|
12
|
PRIMA PENSIE (Prima pensie)
|
22150
|
0.5%
|
17788
|
4362
|
19.7%
|
|
13
|
KD (KD)
|
8316
|
0.2%
|
7104
|
1212
|
14.6%
|
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TOTAL
|
4775553
|
100%
|
4358578
|
416975
|
8.7%
|
|
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* conturi ramase goale (fara nicio contributie virata) dupa 12 viramente lunare
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Loc
|
Administrator (fond)
|
Active nete (mil.
RON)
|
Active nete (mil. EUR)
|
Cota de piata (%)
|
Unitatea de fond (RON)
|
|
|
1
|
ING (ING)
|
613.4
|
145.8
|
39.0%
|
11.8100
|
|
|
2
|
ALLIANZ-TIRIAC (Viitorul tau)
|
372.3
|
88.5
|
23.7%
|
11.4058
|
|
|
3
|
GENERALI (Aripi)
|
124.7
|
29.6
|
7.9%
|
11.1523
|
|
|
4
|
AIG (AIG)
|
113.5
|
27.0
|
7.2%
|
11.4677
|
|
|
5
|
AVIVA (Pensia viva)
|
104.8
|
24.9
|
6.7%
|
10.7953
|
|
|
6
|
EUREKO (Eureko)
|
84.1
|
20.0
|
5.3%
|
11.1540
|
|
|
7
|
BCR (BCR)
|
49.0
|
11.6
|
3.1%
|
10.9840
|
|
|
8
|
AEGON (Vital)
|
42.9
|
10.2
|
2.7%
|
11.4004
|
|
|
9
|
BRD (BRD)
|
38.4
|
9.1
|
2.4%
|
10.6901
|
|
|
10
|
OMNIASIG (Omniforte)
|
17.6
|
4.2
|
1.1%
|
10.8628
|
|
|
11
|
OTP (OTP)
|
6.4
|
1.5
|
0.4%
|
10.6371
|
|
|
12
|
PRIMA PENSIE (Prima pensie)
|
4.2
|
1.0
|
0.3%
|
10.1629
|
|
|
13
|
KD (KD)
|
2.2
|
0.5
|
0.1%
|
10.8120
|
|
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TOTAL
|
1573.6
|
374.1
|
100%
|
11.4496
|
|
|
|
|
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Situatia de pe piata de pensii private facultative (Pilonul III) la finele lunii iunie 2009
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|
Loc
|
Fond (administrator)
|
Participanti
|
Cota de piata (%)
|
Active nete (mil. RON)
|
Cota de piata (%)
|
Unitatea de fond (RON)
|
|
1
|
ING Optim (ING Viata)
|
44587
|
26.3%
|
36.2
|
25.9%
|
12.0501
|
|
2
|
BCR Prudent (BCR Viata)
|
42859
|
25.3%
|
32.7
|
23.4%
|
11.1117
|
|
3
|
AZT Moderato (AZT PP)
|
25713
|
15.2%
|
21.7
|
15.5%
|
10.6488
|
|
4
|
ING Clasic (ING Viata)
|
22064
|
13.0%
|
21.2
|
15.2%
|
11.7400
|
|
5
|
AZT Vivace (AZT PP)
|
17183
|
10.1%
|
11.7
|
8.3%
|
10.2406
|
|
6
|
Pensia mea (Aviva Viata)
|
9301
|
5.5%
|
8.8
|
6.3%
|
10.6173
|
|
7
|
Raiffeisen Acumulare (RAM)
|
6101
|
3.6%
|
7.0
|
5.0%
|
11.0242
|
|
8
|
Eureko Confort (Eureko Pensii)
|
1027
|
0.6%
|
0.1
|
0.1%
|
7.6303
|
|
9
|
OTP Strateg (OTP Garancia)
|
324
|
0.2%
|
0.2
|
0.1%
|
8.5603
|
|
10
|
Moderat (Asirom Concordia)
|
249
|
0.1%
|
0.2
|
0.1%
|
11.5538
|
|
11
|
Stabil (Generali Pensii)
|
201
|
0.1%
|
0.0
|
0.0%
|
10.2188
|
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TOTAL
|
169609
|
100%
|
139.8
|
100%
|
11.2640
|
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Sursa: APAPR, pe baza datelor CSSPP si CNPAS
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