Head of Bancpost's retail: Last two years have been my exam as a manager and I have passed it
"First Home" mortgage loans, refinancing of consumer loans and credit cards are strategic priorities for Bancpost's retail segment this year, says Kyriakos Xydis, executive vice-president in charge of this business segment.
Xydis, 45, says he is proud that retail brings over 70% of the bank's revenues, but admits things need to be balanced out as far as the corporate division is concerned.
He notes several changes in the client profile as a result of the crisis of the last two years: they are more rational, more educated, more careful when they apply for funding.
Xydis sees the last couple of years as a genuine management test. "It has been a very difficult exam for me as a manager, but I would say I have passed it. I will put this in my CV," the banker says jokingly.