Bankers have radically changed consumer loan prices after theshock of leu depreciation of 2008-2009, which reminded them the FXrisk is not just in books, and at present leu-denominated unsecuredloans are cheaper than foreign currency-denominated ones.
"Banks have understood that foreign currency risk is importantand they'd better include this cost in the risk margin than leavethe decision up to clients," comments financial analyst AurelianDochia.
Offers are now completely different from those of boom years,when bankers used to lure clients with very cheap foreigncurrency-denominated loans, inclusively for small sums.
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