BCR, the biggest bank on the Romanian market by assets, is nolonger selling RON-denominated real estate loans andRON-denominated unsecured loans.
The bank has also dropped from its offer the fixed, 7.75% a yearinterest rate on real estate loans levied in the first five years,and the monthly 0.2% loan management fee. On the other hand, theinterest rate margin on the Casa Mea (My Home) loan has beenboosted by 0.35%, to 5.25% a year above six-month Euribor.
BCR has favoured euro-denominated secured loans in the past aswell, considering that in the First Home scheme, where the bank hadthe biggest cap allocated, BCR only had euro-denominated loans inits offer.
As far as RON-denominated unsecured personal loans are concerned,the bank offers a fixed interest rate ranging between 17.2% and20.2% a year depending on the maturity and on the customer's credithistory with the bank. The bank's offer of secured personal loanscontinues to include both RON and euro-denominated loans.
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