Nicolae Cinteza, head of NBR's Supervisory Department, sees there-emergence of ads promoting loans as a good sign and he says thischange makes him "optimistic". "For a year there were no ads forloans. Now, they've come back, but there's no demand. Banks havestricter requirements, but people are reluctant to take out loans,too," Cinteza says. Most banks operated interest cuts in the firstquarter, after the signals issued by the NBR, and some players,such as BRD, UniCredit, Bancpost or Banca Transilvania carried outpromotion campaigns, inclusively on TV. This is the first timesince 2008 when Cinteza replaces "concerns" with "optimism". Evenin February the head of Supervision was concerned about the growthpace of bad loans, with problems moving in turn from consumers tosmall and then large companies. Now, Cinteza says none of the 42banks in the system is coping with significant problems. "There areno banks with solvency ratios below 11%. The average per systemstands at 14% and I expect it to go beyond 15% after reports aresubmitted," says Cinteza.
Pentru alte știri, analize, articole și informații din business în timp real urmărește Ziarul Financiar pe WhatsApp Channels
