Bankers are starting to seek clients to whom to grant loans toafter the volume of consumer loans fell in the first two months ofthe year alone by 2.2 billion RON (536 million euros), whichdirectly affects their revenue-making ability.
Banks have also been pressured to resume lending by the policyof the National Bank, which has not intervened in the last fewmonths to purge the excess RON from the monetary market, thusforcing interbank interest rates to go and to stay down, whichaffected players with excess liquidity. Yesterday short-terminterest rates ranged between 2.29-2.79% a year, and did not exceed6.4% for long-term maturities, either.
"The NBR is consistent in its message to encourageRON-denominated lending: it will keep interest rates down untilbanks realise that excess liquidity costs them. All banks havelending programmes, but this will persuade them even more that itis the only way to make money," said the dealer of a bank.
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