"First Home" mortgage loans, refinancing of consumer loans andcredit cards are strategic priorities for Bancpost's retail segmentthis year, says Kyriakos Xydis, executive vice-president in chargeof this business segment.
Xydis, 45, says he is proud that retail brings over 70% of thebank's revenues, but admits things need to be balanced out as faras the corporate division is concerned.
He notes several changes in the client profile as a result ofthe crisis of the last two years: they are more rational, moreeducated, more careful when they apply for funding.
Xydis sees the last couple of years as a genuine managementtest. "It has been a very difficult exam for me as a manager, but Iwould say I have passed it. I will put this in my CV," the bankersays jokingly.
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