Four top-ranking banks - BCR, BRD, Banca Transilvania andBancpost - have so far announced they will participate in the"First Home" 4 scheme, with an overall cap of one billion euros,compared with 1.5 billion euros that could have been allocated ifall players had accepted the Government proposal.
The ordinance that regulates the fourth edition of the scheme waspublished in the Official Gazette at the beginning of this week,with the enforcement guidelines set to be published within 15 days.After the publishing of the guidelines, the only thing needed willbe for the banks to make the necessary adjustment to their internalsystems.
For now, however, there are still players who have yet to spend theentire cap for the third edition of the "First Home" scheme, forwhich a 200 million-euro cap had been allocated. Only BCR,Raiffeisen and CEC Bank formally announced their allocated cap hadrun out.
BCR, which had the biggest guarantee cap for "First Home" loans hasso far granted state-secured loans of over 550 million euros, i.e.more than a third of the total.
BRD, the second-largest bank on the Romanian market by assets,plans to sell around 340 million euros' worth of loans through"First Home" 4.
Banca Transilvania wants to grant 48 million euros' worth of loansthrough the fourth edition of "First Home", i.e. the same amount asin preceding editions.
Pentru alte știri, analize, articole și informații din business în timp real urmărește Ziarul Financiar pe WhatsApp Channels
