The fourth edition of the "First Home" scheme, where banks willbe able to grant mortgages half guaranteed by the state if theyagree to halve the guarantee for the loans sold as part of thescheme in previous years, is just about to start, after thegovernment approved the norms for the implementation of theordinance regulating the scheme.
The state has so far provided 1.5bn euros worth of guarantees,for over 38,000 beneficiaries. Under the new formula, banks coulddouble the volume of "First Home" loans. Banks that have notparticipated in the scheme so far also stand the chance of enteringthe game if they manage to persuade other peers to transfer to themtheir "First Home" loan portfolios.
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