Insurers are pessimistic and estimate only 10% of homes mightconclude compulsory insurance policies until the end of the year,although homeowners have until mid January to seal such a contractor be penalised.
"It would be good to exceed 10% over the next six months, i.e.800,000- 1,000,000 mandatory insured homes," said Marius Bulugea,chairman of the Insurance Pool against Hazard (PAID), at the launchevent of mandatory home insurance yesterday, which also saw thefirst policies being signed. They cover three risks: earthquake,landslides, and floods. PAID is the company that will issue thesepolicies.
"There have been talks on the risk of flooding: if you live in ablock of apartments and your upstairs neighbour floods you, are youprotected by the mandatory policy? The answer is 'no'. Themandatory policy only covers natural disasters. I hope thepopulation will understand this is not a tax, it is socialinsurance, designed to provide minimal support in case ofdisaster," says Angela Toncescu, chairperson of the InsuranceSupervisory Commission.
What should homeowners who already have a non-compulsory insurancepolicy do? Seal a compulsory policy within 5 days from the expirydate of the previous policy.
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