Bankers could further cut loan interests because they haveenough cash, but for now they are waiting for client demand toreturn and are bracing for the resumption of lending with offers torefinance rivals' clients, concluded participants at a seminarorganised by ZF in partnership with Alpha Bank, Salans law firm andEnsight consultancy.
The volume of loans granted to individuals and to companies hasstagnated at around 200 billion lei (49 billion euros) because ofthe lack of solvent demand, as well as amid a tightening of lendingconditions. Bankers say, however, that corporate loan demand isstarting to pick up, but that individual clients do not show signsof wanting to spend more.
"We have received increasingly more applications for loans forinvestments and I think the number of investments to boostproduction capacities will increase in the coming periodconsidering the very good performance of industry and exports. Thefunding granted by banks will focus around companies this year andwill tend to amount to loans for investments rather than forworking capital," specified Sergiu Oprescu, Alpha Bank executivepresident.
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