Home owners are likely to be able to thermally insulate theirhouses with the aid of advance-free state guaranteed RON loans,with an interest rate made up of the six-month ROBOR inter-bankrate (standing at 5.7% at present) plus a 0.5% margin, that is arate of as much as 7% per annum, and with a value of as much as1,500 euros per apartment room, 5,000 euros per home respectively.The draft has been discussed with bankers at the Finance Ministryjointly with the Regional Development and Tourism Ministry, beinglaunched under emergency proceedings. To boost home thermalrehabilitation through loans, the state plans to grant owners a 75%cut in the annual home tax over the period of the loan. Loans canbe granted over a period of 5 to 10 years, and the money can beinclusively used to replace the building's heating system or to fitout solar panels on the roof. Is a loan registers late payments,the bank will get its money back from the Loan Guarantee Fund,while tax authorities will subject the home owner that took out theloan to forced sale.
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