After more than a year of crisis, Romanians have become netlenders of the banking system again, with deposits accounting foralmost 101 billion RON (24 billion euros) at the end of April,while loans taken from banks stood at 99.2 billion RON (23.6billion euros).
The net lender position of the population became visible inMarch, after deposits had gone up constantly over the last twelvemonths, while loans had gone down for several months.
The population was the worst affected by the lending freeze,with loans in RON taken by individuals going down by 5.4% accordingto April figures, to 37.8 million RON. The volume of loans inforeign currency taken out by individual customers went up bymerely 2% since last April, compared with 5.1% in the case ofcompanies.
Romanians' deposits, however, are 8.7% lower than last year.
On the other hand, uncertainties about economic rebounddiscourage clients from taking out loans, despite the ongoingpromotional campaigns conducted by several banks targeting mainlyconsumer loans in domestic currency.
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