Properties of Bistrita-Nasaud are very frequently included onthe auction lists for the sale of foreclosed goods of some banksand bankers now the say salary certificate counterfeiting industryhas been highly developed in the county. At CEC Bank, for instance,more than half of the 37 auctions published on the bank's websiteare for the sale of some goods of Bistrita-Nasaud. Radu Ghetea, CECBank's chairman, says companies have lavishly issued salarycertificates, but Bistrita-Nasaud bankers have also been less thanthorough in checking clients. NBR data also point to a weak qualityof loan portfolios in Bistrita-Nasaud. The county registers thehighest rate of overdue payments, of 8.8%, against a nationalaverage of 4.6%. The biggest problems have been registered with RONloans, where the weight of overdue payments stands at almost 13%.Gheorghe Catana, coordinator of Bistrita-Nasaud centre of theRomanian Banking Institute, has recently stated problems have grownamid dependence on certain industrial branches, seriously hurt bythe crisis. Thus, unemployment also surged and people could nolonger meet payments.
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