Companies with RON-denominated loans, as well as individualswith interest rates tied to the one-month ROBOR can see chances ofloans cheapening on the market after a week when interest rates atwhich banks lend to each other went down to new lows owing to theliquidity surplus, likely to stay down for a longer period oftime.
Banks currently pay a 3.59% interest rate per annum to raise RONfor 30 days on the interbank market (the one-month ROBOR), whereassix months ago interest rates topped 6.8% per annum. Moreover, theinterest decline on short term is starting to spread to three andsix-month terms, seen as benchmark ones when setting the cost ofRON retail loans, but on this segment the movement is still shy andthere are expectations that major fluctuations should not beregistered in the coming period.
The lower interbank interest rates will not reflect in loan coststoo soon, though, analysts say, as for the sums raised on longerperiods, of six months or one year, the interest decline is stilllimited.
Pentru alte știri, analize, articole și informații din business în timp real urmărește Ziarul Financiar pe WhatsApp Channels
