The nearly 4 million customers with ongoing loans for whom banksconsidered the addenda created based on emergency ordinance OUG50/2010 as tacitly accepted have to decide over the next 53 days ifthey accept the situation or cancel the documents, and return tothe original version of the contracts.
The option of cancelling the addenda - which entails returningto the original version of the contract - could be considered bycustomers unhappy with the new terms offered by the bank and whocould gain more advantages in court, by challenging certain clausesthey regard as abusive. On the other hand, bankers would prefer tosee this matter settled once and for all and say they are notthinking about cancelling the addenda at present.
The law regarding OUG50/2010, published in the Official Gazetteon December 30th says in the case of the addenda considered to betacitly accepted, the contract is considered as modified, butallows the two parties (customers and bank) 60 days to change theirminds. This means they are due to make a decision within 53days.
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