Half a million consumer loans have been closed without beingreplaced with new ones since the end of 2008, when the first signsof the crisis emerged in Romania, until this March, according tothe provided by the Credit Bureau, the institution that centralisesdata on loans granted to the population by banks and non-bankfinancial institutions (IFN). At present, individuals have 4.3million consumer loans in progress, 10% fewer than in December2008, when the amount peaked at 74bn RON (18.5bn euros). In lateMarch 2010, the volume of loans stood at almost 71bn RON (17.3bneuros), down 2% in RON, and 7% in euros. The initial value ofconsumer loans amounted to 22.1bn euros, so that the average valueof a loan reached almost 5,200 euros. "Loan demand is around 40%below the 2008 level. So far, I haven't seen any major changes from2009. No significant increase has been visible for the time being,"says Serban Epure, Credit Bureau general manager.
Pentru alte știri, analize, articole și informații din business în timp real urmărește Ziarul Financiar pe WhatsApp Channels
