Romanians pay 233 million euros in monthly instalments onforeign currency-denominated loans, which at the current exchangerate means 33 million lei (8 million euros) less than inDecember.
"In all individual clients have 7.5 million ongoing loans, with933,000 being foreign currency loans," says Şerban Epure, generalmanager of the Credit Bureau. Foreign currency loans have tended tobe preferred for taking out high-value loans, for real estateinvestments, so the monthly instalment is important, as well.Considering that the monthly instalment on a 40,000-euro loan (theaverage value of mortgage loans sold as part of the First Homescheme) is around 250 euros, Romanians pay around 233 million eurosper month for the almost one million ongoing foreign currencyloans. In December, they would have had to pay more than 997million lei. At the current exchange rate, the equivalent amount isjust 964 million lei, i.e. 33 million lei (almost 8 million euros)less.
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