Carpatica, a medium-sized bank controlled by Sibiu businessmanIlie Carabulea, is trying to resume lending growth and developsales through alternative channels, after having undergone majororganisational changes last autumn.
"At present, the bank's loan portfolio volume is following anupward trend and we're saying this taking into account both thecurrent economic background and August 2010 figures. This positiveindicator proves the bank's overhaul process is starting to bearthe fruit we expected at the start of the year," Nicolae Surdu,general manager of Carpatica, told ZF.
In mid-2010, the volume of loans stood at a little above 1bn RON(240m euros), down 23% from June 2009.
"Amid economic revival, we further want to lend to companies andindividuals and we'll do this taking into account clients'creditworthiness and lending conditions," says Surdu, who took overthe bank's reins last autumn.
The bank's territorial network has been adjusted, with the numberof branches going down to 172 from a peak of around 240.
"We plan to boost sales through alternative channels, spurring theuse of online payment instruments, such as cards and POS, which,while not generating high revenues, are part of the bank'sdevelopment strategy," Surdu says.
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