The end of the 90-day deadline by which the stipulations ofOrdinance 50, regulating consumer loan granting conditions, shouldhave been enforced only brought more fiery clashes betweendissatisfied clients and banks, which have pushed the signing ofadditional documents to the last minute.
Thus, as branches were really crowded at the end of last week,players such as RBS or Banca Transilvania exceptionally chose tokeep their agencies open during the weekend.
Tensions are thus amplifying the conflict between disgruntledclients, who consider the ordinance also entitles them to lowerloan costs, while bankers consider they should not modify the costof loans with the modification of contracts.
Bankers again have a different interpretation of the ordinancecompared with clients, considering the 90-day deadline refers totheir obligation to send notifications to clients, and thedocuments can be signed at a later date. In the case of clientsrejecting banks' proposals, there's no uniform approach, withbankers specifying only case-by-case discussions would be held.
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