Vladimir Kalinov, 40, is awaiting the NBR's approval toofficially take over the position of vice-president of the retailsegment at Raiffeisen Bank, the third-largest bank in terms ofassets at the end of 2010 and one of the strongest players inretail banking.
After more than five years of scanning for sources of risk, theBulgarian banker has before him the challenge of running the retailbusiness on a market that is trying to prepare for a reboot, withRaiffeisen being in full process of regaining its one-time marketshare.
The Austrians decided in the last part of 2010 to bring to thehelm of the retail division none other than the vice-president ofthe risk division at a time when quality of credit portfolios was(and will probably remain) high on all banks' agendas.
But the shift from thoroughly analysing risks to ambitious salestargets should not be very difficult considering that when he wasvice-president of the risk division Kalinov said he was "open tothe business", careful when it came to the balance between therigour of risk management (which is independent of the commercialfunction) and the efforts of his colleagues in the active businesslines to bring revenues to the bank.
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