An employee can get at least 60% of their pension from private pension funds if they save at least 100 euros per month in a voluntary pension fund. Such a contribution to a voluntary pension fund could result in a pension worth 1,000-euros after 35 years of saving, shows a study presented by the CEO of ING Fond de Pensii, Radu Vasilescu. This sum will account for 85% of the net average salary in the overall economy, which ING estimates will stand at 1,176 euros in 2043. According to data from the National Forecast Commission, in 2020, the gross average salary in the economy will stand at 1,133 euros. The 1,000-euro per month pension will be generated from three sources: the public system, mandatory funds (2nd pillar) and voluntary funds (3rd pillar), which have to have an at least 5% yield per year, while the increase in the gross average salary per year has to be of 5% in order for this sum to be reached. This test considered an employee who earns 439 euros at present, i.e. the gross average salary in the economy, which corresponds to a 322-euro net income.
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