Even though a little more shyly than earlier this year, the banks keep cutting interests for the credits granted to their clients. They do this particularly for those in demand, namely the housing loans and credit cards. The most recent interest cuts are those operated by HVB Bank, Piraeus Bank or CEC and all of them concern the same type of product, the housing loan. HVB Bank Romania cut interests by 0.5% for its euro-denominated loans. The decision was prompted, as explained by the bank's officials, by the Central European Bank cutting the benchmark interest for the euro from 2.5% to 2% a year. The interests charged by the bank for housing loans in euros are 7,95% (3 to 5 years), 8.45% (5 to 10 years) and 9.45% (10 to 15 years). The interests for loans in dollars maintain. Piraeus Bank in its turn cut interests for housing loans in foreign currency from 9.9% a year (euro-denominated loans) to 7,95% a year and from 8.9% (dollars) to 7.85% a year. ZF
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