The volume of loans granted by Emporiki to its clients rose by1.5% to 111.8 million euros by the end of December 2009, while thevolume of loans in the banking system fell by 3% last year,according to data from the NBR (National Bank of Romania). Emporikigranted loans worth more than the instalments paid, unlike theoverall banking system. Individual clients account for 35% ofbank's loan portfolio. 60% of loans granted to individual clientsare consumer loans, with the rest being mortgage loans and creditcards, according to the bank's balance sheet. SMEs account for 32%of the bank's corporate loans portfolio, with big companies makingup the rest of the portfolio. Emporiki was even more aggressive asfar as resources attracted are concerned. Clients' deposits rose by52% last year to 78.4 million euros.
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