Insurance companies are preparing price rises for compulsory auto liability policies (RCA), of around 18% for individuals and of 31% for companies, according to data already published by four insurers on their company websites. According to statements made by insurance companies, the increase in the price of auto liability policies can be explained by the high claims rate seen in the previous years, which in some cases caused massive losses on this segment. "Each insurer calculates its premium depending on the damage incurred by its own clients. Naturally, firms that suffered high claim rates will charge higher premiums for auto liability policies," Catalin George Stroe, sales and marketing manager of Asirom, the biggest auto liability policies provider on the local market, told ZF. In other words, each company increases the price of the auto liability policy depending on the claims and losses seen by its own clients, though it keeps in mind a broader perspective of the market.
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